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No longer open for new applicationsTravelFuelAirport LoungeLow Fee

Kotak Mahindra Bank

Privy League Signature Credit Card

The retail Privy League Signature — discontinued for new sourcing per the issuer's own explicit disclaimer, distinct from Kotak's similarly-named corporate card, with Priority Pass international lounge access and a fee waivable either by spend or by a Black/Platinum banking relationship.

Joining fee
₹0
Annual fee
₹0
Status
Closed
Verified
30 August 2026

Fees

Joining fee
₹0
Annual fee
₹0
Fee waiver
Waived above ₹5,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • everything-else: 1%Special categories: apparel/grocery/consumer-durables/online/departmental stores (Shopper's Plan), or airlines/hotels/duty-free/international/travel agencies (Traveller's Plan) — the cardholder's choice of plan
  • everything-else: 0.4%Other retail spends

Milestone rewards

  • ₹1,000 spend: 6,400 Reward Points

Points redeem at ₹0.20 each (minimum 2,000 points). Also includes a Priority Pass membership for international lounge access, alongside 8 complimentary domestic lounge visits/year (2/quarter).

Travel

Domestic lounge
8/year
Forex markup
3.5%

8 complimentary domestic visits/year (2/quarter), plus a Priority Pass membership providing international lounge access with no stated visit count.

Eligibility

Not published by the issuer.

Why this card may suit you

  • It costs nothing to hold — no joining or annual fee.
  • The annual fee is waived once you spend 5,00,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.
  • Good fit if you want a card without an ongoing cost to justify.

Source & Verification

Verified from official issuer sources. Last verified 30 August 2026

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge