Kotak Mahindra Bank
Discontinued for new sourcing per the issuer's own explicit statement — previously an invite-only card exclusively for Private Banking clients, requiring a ₹10 lakh minimum credit limit, earning double Air Miles alongside every Reward Point.
reward points
Milestone rewards
Every Reward Point earned also yields 2 Air Miles — a dual-currency mechanic on top of the point accrual itself. Redeemable for cash, airline tickets, air miles, movie tickets, mobile recharge, branded merchandise, or luxury vouchers. Also includes 2 complimentary rounds of golf per month, plus the ability to invite 2 guests for a complimentary round once a quarter. Over-limit charges, cash payment at branches, card replacement, and the cumulative wallet-loading/fuel/gaming/education/utility fees charged elsewhere in this portfolio are all waived outright on this card.
"4 complimentary visits every quarter to select lounges in India" — reported at single-source confidence by the research pass and not independently re-confirmed against a second source; re-verify at next review.
Verified from official issuer sources. Last verified 30 August 2026
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
