Kotak Mahindra Bank
An affluent milestone-reward card — its entire White Pass benefit is tiered annual-spend vouchers, up to ₹27,000/year, worth ₹1 each on the catalogue or ₹0.70 as cashback, with a ₹25 lakh income floor.
reward points
Milestone rewards
White Pass balances reset to zero each anniversary date.
8 complimentary domestic visits/year (2/quarter). International access via a complimentary Priority Pass membership (worth $99), 4 visits/year.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
