Kotak Mahindra Bank
The affluent IndiGo co-brand tier, marketed today as "Premium" though its own KFS and most MITC tables still call it "IndiGo Kotak XL" — 5% BluChips on IndiGo flights and 8 domestic lounge visits a year, but no fuel waiver and no discounted forex despite the higher fee.
reward points
Milestone rewards
No ₹-per-BluChip value is stated anywhere, same as the base IndiGo Kotak card. BluChips accrue only on transaction amounts in integer multiples of ₹100.
8 domestic lounge visits per year, capped at 2 per calendar quarter. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
ICICI Bank
Sits between Coral and Sapphiro: more lounge and golf access than the entry cards, at roughly half Sapphiro's joining fee, on the same unpriced points programme.
