Kotak Mahindra Bank
An entry-level Air Miles travel card in the standard 45% APR / 3.5% forex tier — unlike its premium Air+ sibling — earning 3 miles per ₹100 on flight/hotel bookings via Kotak Unbox, capped at 5,000 miles a cycle.
Miles
Milestone rewards
1 Air Mile = ₹1 for flight and hotel bookings; 1 Air Mile = ₹0.50 for instant voucher purchases. Minimum 500 Air Miles to redeem, minimum 1,000 to transfer to a partner airline/hotel; redemption capped at 80% of booking value. Air Miles expire 3 years after accrual.
4 complimentary domestic visits/year (capped 2 per calendar quarter), primary cardholder only, gated by ₹60,000 spend in the PRECEDING calendar quarter. A ₹2 visit-validation charge applies at the lounge. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
