Kotak Mahindra Bank
The premium Air Miles tier — 5 miles per ₹100 on flight/hotel bookings, a discounted 2% forex/DCC marketed as "Low Foreign Currency Mark-up," and both domestic and international lounge access, but international spend itself earns no miles at all.
miles
Milestone rewards
1 Air Mile = ₹1 for flight and hotel bookings via Kotak Unbox. Minimum 200 Air Miles to redeem (lower than the base Air card's 500), redemption capped at 80% of booking value, minimum 1,000 to transfer to a partner. Air Miles expire 3 years after accrual.
4 complimentary domestic visits/year (capped 2 per calendar quarter) and 2 complimentary international visits/year via Priority Pass — both primary cardholder only. A ₹2 domestic validation charge and a $1 international validation charge apply (the latter auto-reversed within 7 working days).
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
