Axis Bank
A Google Pay co-brand cashback card whose flagship 5% rate is still live-gated to Google Pay specifically — one of two Axis cards in this dataset where the issuer's own documents genuinely disagree on the joining fee, and the only Axis card with no published eligibility criteria at all.
cashback
Genuine cashback, rounded to the nearest rupee per transaction, credited the cycle after purchase (3 days before the next statement). No welcome benefit currently applies — a ₹500 promotional cashback existed only for cards issued in the 2020 launch window and is not active for current applicants. Also includes a Dining Delights discount of up to 15% (capped ₹500/month) at partner restaurants, separate from the cashback programme.
Unlocked by ₹50,000 spend in the preceding 3 calendar months, effective 1 May 2024 — waived for the issuance month plus the following 3 months on a newly issued card. No international lounge access.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 30 August 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
