Axis Bank
A travel card with a genuine, spend-tiered lounge structure (Silver/Gold/Platinum, unlocked at ₹3L/₹7.5L/₹15L annual spend) and the first Axis card in this dataset with confirmed income eligibility — but its own apply flow appears broken, raising an open question about whether it's still genuinely available.
miles
Milestone rewards
Miles redeem at ₹1 each, stated directly.
Lounge access is spend-tiered, not a flat annual count: Silver (₹3,00,000 annual spend) gives 4 international and 8 domestic visits; Gold (₹7,50,000) gives 6 international and 12 domestic; Platinum (₹15,00,000) gives 12 international and 18 domestic. No visit frequency (e.g. per quarter) is stated for any tier. Recording only the entry tier in the numeric fields would misstate the structure, so all three tiers are kept here in prose instead.
Verified from official issuer sources. Last verified 28 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
