Axis Bank
Complimentary for Burgundy relationship customers, ₹3,000 for everyone else — its welcome benefit is an exact cross-check of Axis's standard ₹0.20 point value, and it's the second Axis card in this dataset with confirmed income eligibility.
reward points
Milestone rewards
Points redeem at ₹0.20 each. Also carries purchase protection up to ₹1 lakh and a cumulative $500 cover for loss of travel documents and check-in baggage loss/delay.
International access is via a Priority Pass membership that renews automatically on meeting ₹3 lakh of spend in the preceding card-anniversary year. Domestic access requires ₹50,000 spend in the preceding 3 months.
Verified from official issuer sources. Last verified 28 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
