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Axis Bank

Axis Bank Shoppers Stop Credit Card

Earns "First Citizen" points, a Shoppers-Stop-branded currency worth ₹0.50 each — directly stated, and a different currency and rate from Axis's own portfolio-wide EDGE Reward Points.

Joining fee
₹500
Annual fee
₹500
Status
Open
Verified
28 August 2026
Axis Bank Shoppers Stop Credit Card

Fees

Joining fee
₹500
Annual fee
₹500
Fee waiver
Waived above ₹1,00,000 annual spend
Forex markup
3.5%

Rewards

reward points

  • everything-else: 0.5%All spends other than Shoppers Stop, Homestop, Arcelia, MAC, Clinique, Estée Lauder, Bobbi Brown, Jo Malone and Smashbox
  • everything-else: 5%Shoppers Stop's own private-label / exclusive brands
  • everything-else: 3%Other Shoppers Stop brands, in-store, website or app

Milestone rewards

  • ₹0 spend: First Citizen Reward Points worth ₹300
  • ₹5,000 spend: 3 Shoppers Stop/Homestop vouchers, ₹500 each
  • ₹2,500 spend: 1 Shoppers Stop voucher worth ₹500
  • ₹0 spend: A shoppersstop.com voucher for ₹250 off any purchase

Points redeem at ₹0.50 each, stated directly on this card's own materials.

Eligibility

Minimum age
18 years

Why this card may suit you

  • The annual fee is waived once you spend 1,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 28 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge