Axis Bank
Closed to new applicants following Vistara's merger into Air India — the issuer's own page states sourcing has been discontinued, and its Maharaja Points earn (formerly Club Vistara Points) is genuinely unpriced.
reward points
No ₹ value is stated anywhere for Maharaja Points; redeemable for upgrades and award flights via Air India's Maharaja Club programme, not priced. A welcome and annual-renewal complimentary Economy Class ticket voucher, plus a 3-tier spend-milestone ticket-voucher benefit (₹1.25L/₹2.5L/₹6L), were both part of this card's original structure but were discontinued as an interim measure effective from each card's renewal cycle after 12 Nov 2024, per Axis's own post-merger T&C revision — not treated as active benefits here.
"2 Complimentary lounge access at select airport within India subject to spends criteria" — the spend threshold itself is not stated on this card's page (contrast with Vistara Infinite's confirmed ₹50,000/3-month gate). Domestic only, via participating Visa lounges.
Verified from official issuer sources. Last verified 30 August 2026
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
