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Axis Bank

HORIZON Credit Card

A travel-focused card whose own Value Chart states "1 EDGE Mile = ₹1" directly — a clean, card-specific currency, unlike EDGE Reward Points' portfolio-wide ₹0.20 rate.

Joining fee
₹3,000
Annual fee
₹3,000
Status
Open
Verified
28 August 2026
HORIZON Credit Card

Fees

Joining fee
₹3,000
Annual fee
₹3,000
Forex markup
3.5%

Rewards

miles

  • travel-flights, travel-hotels: 5%Axis Bank Travel EDGE portal and direct airline websites
  • everything-else: 2%All other spends

Milestone rewards

  • ₹1,000 spend: 5,000 EDGE Miles
  • ₹0 spend: 1,500 EDGE Miles (worth ₹1,500)

Miles redeem at ₹1 each, stated directly on this card's own page.

Travel

International lounge
8/year
Forex markup
3.5%

Stated as "2 International airport lounge access per calendar quarter" (2 x 4 = 8/year). A domestic lounge benefit is referenced in the page's illustrative Value Chart, but no specific visit count is given, so it is left unset.

Eligibility

Minimum age
18 years

Why this card may suit you

  • It includes airport lounge access, useful if you travel by air a few times a year.

Source & Verification

Verified from official issuer sources. Last verified 28 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge