IndusInd Bank
A CRED co-brand stating its own point value directly (1 point = ₹1) at 5% on e-commerce/CRED-app spend and 1% elsewhere — its own "Apply Now" button was observed routing to an unrelated card, so its true application flow is unconfirmed.
reward points
Redeemable at 500+ CRED Pay merchants, 2,000+ products on the CRED store, flights (via Ixigo), and 8,00,000+ hotels (via Expedia) — with every point equivalent to ₹1. No reward redemption fee applies, an explicit portfolio-wide exemption for this card.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
