IndusInd Bank
Earns a flat number of Reward Points per qualifying transaction (≥₹500), tiered by transaction count rather than spend amount — 4/8/10 points per transaction as the count rises — at a precisely stated ₹0.35/point, with a free 3-month Zomato Gold membership on activation.
reward points
Milestone rewards
Reward Points are earned as a flat number PER QUALIFYING TRANSACTION (₹500 minimum), tiered by how many such transactions occur in a statement cycle: 4 points/transaction for the first up to 4, 8 points/transaction for transactions 5-10, 10 points/transaction above 10 — not a percentage of spend, and the schema's per-₹X earn-rule structure cannot represent a flat per-transaction-count tier, so no structured rules are recorded. The issuer's own worked example: 15 transactions of ₹1,500 each (₹22,500 total spend) earns 10×15=150 points. Also includes 5% annual cashback for paying the full outstanding balance within 7 days of statement generation, a Loyalty Bonus of 2x points in the 12th month after 11 consecutive months of ≥1 qualifying transaction, and Total Protect insurance against unauthorized transactions up to the credit limit.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
