
Amazon Pay ICICI Bank Credit Card
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
- Joining
- ₹0
- Annual
- ₹0
- Base reward
- 5% amazon
- Forex
- 1.99%
Axis Bank
Earns Flipkart's own SuperCoins rather than cashback or EDGE points — genuinely unpriced, with no rupee redemption rate stated anywhere, and a materially higher rate for Flipkart Plus members.

reward points
Milestone rewards
No rupee value is stated for SuperCoins anywhere. Also carries, on activation: a 2-month YouTube Premium trial, a 3-month Gaana Plus trial, a 1-year Lenskart Gold membership, ₹500 off select Myntra styles (up to 3 orders above ₹2,999), 15% off Flipkart Flights domestic bookings (up to ₹1,500), and 30% off a first Flipkart Health medicine order.
Verified from official issuer sources. Last verified 28 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.

SBI Card
A genuine cashback card with no merchant restriction on the 5% online rate, undercut by an exclusion list SBI itself says is incomplete — utilities, insurance, fuel, rent, wallets, education, jewellery and railways all earn nothing, 'and more'.

SBI Card
An online-shopping card whose real rate depends on where you shop: 10x points at eleven named partners, worth roughly 2.5% there, 5x elsewhere online, 1x offline.