Axis Bank
A zero-fee IKEA co-brand with no live product page — restricted to registered IKEA Family members, and the only Axis card in this dataset whose own T&C document states its EDGE Reward Point value directly, three separate times, at 3x points on IKEA spend.
reward points
The T&C states directly, three separate times: "Value of 1 Edge Reward Point = INR 0.2." An instant SMS-based redemption exclusively for IKEA purchases (minimum ₹250) has applied since 30 June 2024, alongside standard EDGE catalogue/travel redemption. Points are forfeited 30 days after card closure, or if the Minimum Amount Due is outstanding for more than 90 days (effective 1 Oct 2025). Also includes a preferential 13% p.a. EMI conversion rate on IKEA purchases of ₹2,500+, requested within 60 days of the transaction, across 3/6/9/12/18/24-month tenors.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
