Axis Bank
A low-fee IndiGo co-brand earning IndiGo's own BluChips — genuinely unpriced by Axis, with no forex discount and only quarterly-gated domestic lounge access.
reward points
Milestone rewards
IndiGo BluChips carry no stated monetary value — "do not hold any monetary value... governed by IndiGo & IndiGo BluChip Terms and Conditions." UPI spend earn is capped at 750 BluChips per statement month. A welcome voucher worth 1,200 BluChips is issued on joining-fee payment (and again annually as a renewal benefit), valid 6 months — not available to lifetime-free or first-year-free cardholders.
Unlocked by ₹50,000 spend in the preceding 3 calendar months. No international lounge access on this base variant.
Verified from official issuer sources. Last verified 30 August 2026
View issuer page ↗
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
ICICI Bank
Sits between Coral and Sapphiro: more lounge and golf access than the entry cards, at roughly half Sapphiro's joining fee, on the same unpriced points programme.
