Axis Bank
The affluent IndiGo co-brand tier — a reduced 2.5% forex markup, real international lounge access via Priority Pass, and a ₹6 lakh income floor the base card does not require.
reward points
Milestone rewards
Same unpriced BluChips currency as the base card. Welcome and renewal benefit: a voucher worth 5,000 BluChips plus one complimentary 6E Eats voucher, valid 6 months, not available to lifetime-free or first-year-free cardholders. Also carries a monthly BookMyShow buy-one-get-one on movie tickets, capped at ₹250/month.
Domestic access unlocked by ₹50,000 spend in the preceding 3 calendar months. International access via a complimentary Priority Pass membership — a USD 1 transaction is charged and then reversed on successful authorization at the lounge.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
