AU Small Finance Bank
The only AU Bank card at a 0% forex/DCC markup, exempted from the portfolio's Transportation fair-usage fee, and gated by an explicit "registered on ixigo Platforms" requirement — yet it still sits in the standard 45% p.a. APR tier.
reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Also includes travel-specific discounts rather than an elevated points rate: 10% off (up to ₹3,000) on flight bookings, 10% off (up to ₹3,000) on hotel bookings, and no payment-gateway charges on train bookings via ixigo Trains/ConfirmTkt. Points capped at 10,000/statement cycle. Also includes ₹1.5 lakh Credit Shield insurance against card outstanding (permanent disability, critical illness, or death).
16/year is a single combined pool of domestic AIRPORT and RAILWAY lounge visits, not airport-only. International access is 1 visit/year via Priority Pass (3-year validity on renewal/replacement).
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
