IndusInd Bank
IndusInd's first dedicated fuel co-brand — earns genuinely unpriced "Smiles" at 12 per ₹100 on Jio-bp fuel/lubes/EV-charging/cafe spend, redeemable only at Jio-bp outlets, but its own fuel surcharge waiver terms could not be found anywhere despite being a fuel-focused card.
Reward points
Milestone rewards
No ₹-per-Smile value is disclosed anywhere; redemption happens directly at Jio-bp outlets by quoting a registered mobile number and entering the Smiles to redeem via OTP against the fuel bill — not a statement credit. No reward redemption fee applies, an explicit portfolio-wide exemption for this card.
Verified from official issuer sources. Last verified 31 August 2026
View issuer page ↗
ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
