AU Small Finance Bank
A UPI-first co-brand with fintech partner Kiwi (application and redemption both via the Kiwi App) — genuinely distinct from AU Zaggle's separate zagg.money partnership — earning "Kiwi rewards" with no published rate at all.
reward points
Earns "Kiwi rewards" on UPI Scan & Pay, eCom, POS, and contactless transactions via the Kiwi App — no numeric percentage or points-per-₹100 rate is published anywhere, and no ₹-per-reward value is disclosed either, so rules is left empty rather than guessed.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
