AU Small Finance Bank
Earns 5 points per ₹100 on grocery/departmental/contactless spend (capped 1,000 points/cycle, except contactless which is uncapped), with spend-gated domestic airport lounge access and 15% merchant discounts at Amazon Fresh, Zomato, and District.
reward points
Milestone rewards
No ₹-per-point redemption value is disclosed. Also includes 15% instant discounts on groceries via Amazon Fresh, food delivery via Zomato, and a buy-one-get-one on movies via District — each capped at ₹250 cashback/month, once a month. Also includes Card Liability Cover, Credit Shield, and a Device Protection Plan (no amounts stated).
2 complimentary domestic AIRPORT lounge visits per quarter, gated by ₹50,000 spend in the preceding quarter.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
