IndusInd Bank
Earns double points on weekends (2/₹100) versus weekdays (1/₹100), and carries a genuinely discounted 1.8% forex markup — but its once-complimentary lounge access was explicitly discontinued effective 7 March 2025, replaced by a pay-per-visit Priority Pass.
reward points
Milestone rewards
No ₹-per-point redemption value is stated anywhere. Points do not expire while the account remains live. Also includes a Buy-One-Get-One movie ticket offer via BookMyShow, now capped at 1 free ticket/month (revised down from 3/month effective 1 June 2023), each ticket capped at ₹200. Lounge access was explicitly discontinued effective 7 March 2025 — Priority Pass is now available only on request, with a per-visit usage fee up to $35, not the complimentary access the card was originally marketed with.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
ICICI Bank
Sits between Coral and Sapphiro: more lounge and golf access than the entry cards, at roughly half Sapphiro's joining fee, on the same unpriced points programme.
