Axis Bank
The entry LIC co-brand tier — same unpriced Reward Points and the same 2-per-₹100 LIC-premium/forex accelerator as Signature, but confirmed to carry no lounge access at all, unlike its Signature sibling's 8 visits a year.
Reward points
No ₹-per-point value is stated by the issuer. This card's own fee table states a ₹30 reward-redemption fee, differing from Signature's stated "No." The shared LIC Rewards Catalogue's redemption pricing implies Platinum's points are worth somewhat less per redemption than Signature's for the same gift-card reward — an inference from the catalogue's own numbers, not an issuer-stated rate. Points expire 12 months after accrual. Also includes complimentary lost-card-liability insurance cover up to the credit limit.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
