Monepoint
CashbackTravelInternational Travel

Axis Bank

My Zone Easy Credit Card

A Fixed Deposit-backed secured card (₹15,000-₹25 lakh FD, guaranteed approval) sitting in Axis's lower 49.36% APR secured tier — earns the same 4-points-per-₹200 rate as its unsecured My Zone sibling, per a lower-confidence source, plus 25% cashback on movie tickets.

Joining fee
₹500
Annual fee
₹500
Status
Open
Verified
30 August 2026
My Zone Easy Credit Card

Fees

Joining fee
₹500
Annual fee
₹500
Forex markup
3.5%

Rewards

reward points

  • everything-else, international: 0.4%General eligible spend — rate sourced from an official Axis teaser rather than this card's own dedicated page; re-verify at next review
  • everything-else: 25%Movie tickets, online and box office, all week — an annual cap and a "no points earned on movie transactions" clause were referenced in search results but could not be independently re-confirmed by direct quote, so no numeric cap is recorded here

Points redeem at ₹0.20 each. Also a contactless tap-to-pay limit of ₹5,000, and cash withdrawals available up to 100% of the credit limit from day one.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • Rewards pay back as cashback rather than points that need redeeming.

Source & Verification

Verified from official issuer sources. Last verified 30 August 2026

View issuer page ↗

Related cards

TravelICICI Bank Coral Credit Card

ICICI Bank Coral Credit Card

ICICI Bank

An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge
TravelICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

ICICI Bank

A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.

Joining
₹6,500
Annual
₹3,500
Base reward
1.6% international
Forex
3.5%
Lounge
2/yr international lounge