Federal Bank
A metal Visa card fully controlled via the OneCard app, at a distinct 1% forex markup — but its own "OneCard Rewards Programme" states neither a per-category earn rate nor a ₹-per-point value anywhere, a genuine data gap rather than an assumption of parity with Federal Bank's usual Reward Points.
reward points
The "OneCard Rewards Programme" is explicitly a separate programme from Federal Bank's standard Reward Points used on Celesta/Imperio/Signet/Wave — no per-category earn rate or ₹-per-point redemption value could be found anywhere in the sources reached, so neither is recorded. "Pay with Points" lets points offset prior transactions with no redemption fee, but the conversion rate itself is undisclosed.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
