AU Small Finance Bank
The only AU Bank card in this dataset with an explicitly stated Reward Point value — ₹1/point on Paytm Gold, ₹0.50/point elsewhere — earning up to 2% on UPI Scan & Pay and 5% on Paytm Travel/Gold.
reward points
Redeemable on the Paytm app against Paytm Gold, or via AU Bank's own rewards portal. Also includes lounge access tied specifically to bookings made through Paytm Travel — no standing per-year visit count is stated, and this card does not appear in the MITC's Priority Pass card list, so it is not treated as a standard annual lounge entitlement.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
