IndusInd Bank
Earns double points on weekends (2/₹100) versus weekdays (1/₹100), the same weekday/weekend split as the mainstream Legend card, but at a ₹50,000 joining fee with 2 international lounge visits per quarter — no ₹-per-point value is disclosed for this card specifically.
reward points
No ₹-per-point redemption value is stated anywhere for this card specifically (unlike Heritage, which states ₹1/point). Also includes a Buy-One-Get-One movie ticket offer via BookMyShow (up to 3 free tickets/month, ₹50 off food & beverage), an Auto Assist roadside-assistance programme (available in Mumbai, Delhi, Bangalore, Pune, Chennai, Kolkata), and the portfolio's standard Oriental Insurance travel cover table. Golf benefit upgraded effective 10 March 2026 to 2 complimentary games and 2 complimentary lessons per month.
1 complimentary domestic lounge visit per calendar quarter, plus 2 complimentary international visits per calendar quarter (8/year) via Priority Pass. Domestic access is becoming spend-gated from the July 2026 quarter onward, with spend-criteria tracking beginning 1 April 2026.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A premium travel and lifestyle card carrying a substantial joining fee. Its value is concentrated in lounge access, welcome vouchers and golf rather than the earn rate, so it suits heavy travellers and nobody else.
