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IndusInd Bank

Platinum Aura Edge Visa/Mastercard Credit Card

Lets the cardholder pick one of four reward plans (Shop, Home, Travel, or Party) at issuance, each with its own category accelerator on top of a uniform 0.5-point/₹100 base rate — the currently-active, general-population version of this name, distinct from a since-discontinued government-sector variant.

Joining fee
₹0
Annual fee
₹0
Status
Open
Verified
31 August 2026
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Platinum Aura Edge Visa/Mastercard Credit Card

Fees

Joining fee
₹0
Annual fee
₹0
Forex markup
3.5%

Rewards

reward points

  • everything-else: 0.25%Base rate on all other spend, uniform across every plan
  • everything-else: 2%The top accelerated category of the cardholder's SELECTED plan — e.g. department stores (Shop Plan), grocery (Home Plan), hotels (Travel Plan), or restaurant bills (Party Plan). Only one plan can be active at a time.

The full four-plan category table (points per ₹100): Shop — dept. stores 4, electronics 2, restaurants 1.5, books 1.5; Home — grocery 4, cellphone bills 1.4, electricity bills 1.4, insurance 1.4, medical 1.5; Travel — hotels 4, airline tickets 2.5, car rental 1.5, rail tickets 1.5; Party — restaurant bills 4, department-store shopping 2, bars/pubs 2, movie tickets 1.5. Welcome benefits (Vouchagram vouchers) are available only at select fee points.

Important Exclusions

  • fuel: Fuel transactions stopped earning points effective 1 April 2018.

Eligibility

Minimum age
18 years

Why this card may suit you

  • It costs nothing to hold — no joining or annual fee.
  • Good fit if you want a card without an ongoing cost to justify.

Source & Verification

Verified from official issuer sources. Last verified 31 August 2026

View issuer page ↗

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