IndusInd Bank
A lifetime-free Visa card earning a flat 1.5 points per ₹150, with both cash (₹0.40) and non-cash (₹0.60) redemption values stated directly — the only card in this batch confirming both figures.
reward points
Cash redemption capped at 2,500 points/calendar month, effective 1 September 2024. Welcome benefits (choice of Montblanc, The Postcard Hotel, or Vouchagram vouchers) are available only at select fee points, with no explicit spend threshold stated. Also includes complimentary personal air accident insurance up to ₹25 lakh, the portfolio's standard travel insurance table, and Total Protect fraud cover.
Verified from official issuer sources. Last verified 31 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
ICICI Bank
Free for life, for Indian Defence and Paramilitary personnel only. No income requirement at all, and lounge and golf access that would ordinarily sit behind a substantial fee.
