Axis Bank
Explicitly restricted to Indian Defence personnel in the issuer's own formal eligibility criteria — unlike its Pride Platinum sibling, which carries only marketing language to that effect — with unconditional quarterly domestic lounge access and no income requirement.
reward points
Points redeem at ₹0.20 each. Also includes a minimum 15% discount at partner restaurants, with no minimum spend or cap stated.
"2 complimentary visits to select airport lounges within India per calendar quarter" — no spend-based unlock condition is stated, unlike most of the portfolio. No international lounge access is mentioned.
Verified from official issuer sources. Last verified 30 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
