Axis Bank
The FD-backed secured counterpart to Axis Bank PRIVILEGE — identical earn rate and the same ₹0.20-confirming benefit figures, but no spend condition on its lounge access, unlike its unsecured sibling.
reward points
Milestone rewards
Points redeem at ₹0.20 each.
No prior-spend condition is stated for this card's lounge access, unlike the unsecured Privilege card's ₹50,000 unlock threshold.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 28 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
