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Axis Bank

Axis Bank Reserve Credit Card

Axis's top invite-adjacent flagship — 50 complimentary golf rounds a year, unlimited lounge access with guest visits, and the same catalogue-only, unpriced point redemption as MAGNUS.

Joining fee
₹50,000
Annual fee
₹50,000
Status
Open
Verified
28 August 2026
Axis Bank Reserve Credit Card

Fees

Joining fee
₹50,000
Annual fee
₹50,000
Fee waiver
Waived above ₹35,00,000 annual spend
Forex markup
1.5%
Monthly finance charge
3%

Rewards

reward points

  • everything-else: 15 points / ₹200All spends
  • international: 30 points / ₹200International spends, stated as "2X" the base rate

Milestone rewards

  • ₹0 spend: 15,000 Reward Points on card activation

No rupee redemption rate is stated; points redeem only through the eDGE Rewards catalogue or partner stores. Also carries 50 complimentary golf rounds a year (financial-year validity), 8 complimentary VIP airport assistance services a year (complimentary luxury airport transfers were discontinued 20 April 2024), a 1% rent-payment fee, purchase protection of ₹2 lakh, baggage loss/delay cover of $500, and a credit shield of ₹5 lakh.

Travel

Forex markup
1.5%

Unlimited complimentary international lounge visits (Priority Pass) plus 12 guest visits a year, and unlimited complimentary domestic lounge visits plus 12 guest visits a year for both primary and add-on cardholders — both stated as unlimited, so no numeric visit count is recorded.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 35,00,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 28 August 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge