Axis Bank
An entry-level rewards card whose own page states Axis's standard ₹0.20 point value directly, with a genuine 10x accelerator on apparel and departmental stores capped at ₹7,000 of monthly spend.
reward points
Milestone rewards
Points redeem at ₹0.20 each, stated directly on this page. Also includes a ₹150 Swiggy instant discount (minimum ₹500 transaction, up to twice a month) and membership benefits worth up to ₹1,000 every anniversary year.
Unlocked by a minimum eligible spend of ₹50,000 in the preceding 3 calendar months.
Verified from official issuer sources. Last verified 28 August 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
