Samsung Axis Bank Signature Credit Card

A mixed-currency card — EDGE Reward Points on general spend, plus a separate 10% direct cashback specifically on Samsung purchases — whose own page independently confirms Axis's 55.55% default APR in so many words.

Joining fee: ₹500
Annual fee: ₹500
Status: Open
Verified: 28 August 2026

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Fees

Joining fee: ₹500
Annual fee: ₹500
Fee waiver: Waived above ₹2,00,000 annual spend
Forex markup: 3.5%

Rewards

reward points

groceries, dining: 2%Named preferred partners: bigbasket, Tata1mg, UrbanCompany, Myntra, Zomato
everything-else, international: 1%All other domestic and international transactions
everything-else: 10%Samsung purchases specifically, including EMI transactions — capped at ₹2,500 a month and ₹10,000 a year.

Milestone rewards

₹0 spend: 2,500 EDGE Reward Points

Points redeem at ₹0.20 each. A ₹99 redemption fee applies per transaction on the EDGE Rewards platform.

Travel

Domestic lounge: 4/year
Forex markup: 3.5%

Unlocked by ₹50,000 spend in the preceding 3 months, effective 1 May 2024.

Eligibility

Minimum age: 18 years

Why this card may suit you

The annual fee is waived once you spend 2,00,000 in a year.
It includes airport lounge access, useful if you travel by air a few times a year.
Rewards pay back as cashback rather than points that need redeeming.

Source & Verification

Verified from official issuer sources. Last verified 28 August 2026

View issuer page ↗

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