Tejas Credit Card

Joining fee

₹500

Annual fee

₹500

Fee waiver

Waived above ₹1,50,000 annual spend

Forex markup

3.49%

reward points

• everything-else, international: 5 points / ₹100General spend — "up to" 5 points per ₹100
• groceries: 10%Amazon Fresh — minimum ₹150 transaction, once a month
• dining: 10%Zomato — minimum ₹150 transaction, once a month
• other-online: 10%District (movies) — minimum ₹150 transaction, once a month
• everything-else: 10%Uber/Ola/Rapido — minimum ₹150 transaction, once a month
• utilities: 10%AU 0101 bill payment — minimum ₹150 transaction, once a month

No ₹-per-point redemption value is disclosed anywhere in AU Bank's official documentation. Points capped at 25,000/statement cycle across all categories.

Minimum age

21 years

Employment

salaried, self-employed

• •The annual fee is waived once you spend 1,50,000 in a year.
• •Rewards pay back as cashback rather than points that need redeeming.

Verified from official issuer sources. Last verified 31 August 2026