Yes Bank
A lifetime-free fintech co-brand card with a Credit Score report benefit, whose actual reward earn rate is genuinely undisclosed.
reward points
"Accelerated Reward Points" and a complimentary CreditStrong (credit score) report are named as headline features, but the actual per-category earn rate and any redemption value are not disclosed anywhere in Yes Bank's own retrievable page content — left unset rather than guessed.
Not published by the issuer.
No specific eligibility criteria published by the issuer.
Verified from official issuer sources. Last verified 3 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
