Monepoint
CashbackTravel

Yes Bank

Paisabazaar PaisaSave Credit Card

A dining-and-travel-accelerated cashback card with an unusually clean, directly-stated 1:1 point-to-rupee redemption rate.

Joining fee
₹0
Annual fee
₹499
Status
Open
Verified
3 September 2026
Apply on Yes Bank's site ↗Compare this cardEstimate my annual rewards

Fees

Joining fee
₹0
Annual fee
₹499
Fee waiver
Waived above ₹1,20,000 annual spend
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

cashback

  • dining, travel-flights, travel-hotels: 6%Dining & travel category merchants; capped at 3,000 points/statement cycle combined with the base rate.
  • everything-else: 1%

Legacy rate for cards predating 14 December 2025: 3% cashback online, 1.5% offline.

Eligibility

Minimum age
21 years
Minimum monthly income
₹25,000
Employment
salaried, self-employed

Why this card may suit you

  • The annual fee is waived once you spend 1,20,000 in a year.
  • Rewards pay back as cashback rather than points that need redeeming.

Source & Verification

Verified from official issuer sources. Last verified 3 September 2026

View issuer page ↗

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