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Paisabazaar PaisaSave RuPay Credit Card

A virtual-only RuPay variant restricted to existing Paisabazaar PaisaSave cardholders, adding a UPI cashback tier over the base card.

Joining fee
₹0
Annual fee
₹0
Status
Open
Verified
3 September 2026

Fees

Joining fee
₹0
Annual fee
₹0
Monthly finance charge
3.99%

Rewards

cashback

  • dining, travel-flights, travel-hotels: 6%
  • everything-else: 1%
  • upi: 1%UPI transactions above ₹2,000.

Eligibility

Not published by the issuer.

Why this card may suit you

  • It costs nothing to hold — no joining or annual fee.
  • Rewards pay back as cashback rather than points that need redeeming.
  • Good fit if you want a card without an ongoing cost to justify.

Source & Verification

Verified from official issuer sources. Last verified 3 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge