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Yes Bank

POP-CLUB Credit Card

A low-fee online-shopping-accelerated fintech co-brand card, issued via the Pop Club partner app, earning "POPcoins" with no disclosed rupee value.

Joining fee
₹0
Annual fee
₹399
Status
Open
Verified
3 September 2026
Apply on Yes Bank's site ↗Compare this cardEstimate my annual rewards

Fees

Joining fee
₹0
Annual fee
₹399
Fee waiver
Waived above ₹1,50,000 annual spend
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • other-online: 10 points / ₹100E-commerce/online transactions.
  • everything-else, upi: 2 points / ₹100Other transactions including UPI.

Milestone rewards

  • ₹1,50,000 spend: 1,500 extra POPcoins; also exempts the ₹399 renewal fee for that anniversary year

Welcome benefit: 400 POPcoins on payment of the ₹399 annual fee. No INR-per-POPcoin redemption value is stated anywhere for this card.

Important Exclusions

  • fuel, rent, utilities: Fuel, rent (capped at 5 transactions/30 days before exclusion), wallet load, government services, marketing/advertising, and utility spends earn no POPcoins; education MCCs were added to this exclusion list effective 1 June 2026.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • The annual fee is waived once you spend 1,50,000 in a year.

Source & Verification

Verified from official issuer sources. Last verified 3 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge
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