Yes Bank
An invite-only wealth-tier card, not something a reader can apply for — reserved for Yes Bank's Private banking relationship customers.
reward points
Welcome benefit: Oberoi e-Gift Vouchers worth ₹9,000. Vague, non-itemized "Annual benefits of 4 Lakh Plus" claim is not recorded as a structured milestone since no breakdown is given. Redemption on flights/hotels capped at 70% of invoice value or 6,00,000 points/month, whichever is lower; merchandise redemption has been discontinued; gift vouchers and statement credit capped at 50% of available points.
MITC states "12 complimentary guest visits per calendar year... sum total of Domestic and International" — ambiguous whether this counts the cardholder or is guest-only; recorded as stated. A non-refundable ₹2 authorization charge applies per visit; lounge charges apply from the 13th visit onward.
Not published by the issuer.
Verified from official issuer sources. Last verified 3 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
