Yes Bank
The lower-fee sibling of YES Private, sharing the same invitation-only gate and earn structure at a smaller guest-lounge allowance.
Reward points
Welcome benefit: Oberoi e-Gift Vouchers worth ₹9,000. Vague "Annual benefits of 3 Lakh Plus" claim (lower than base Private's "4 Lakh Plus") is not recorded as a structured milestone since no breakdown is given.
4 complimentary guest visits/year (sum of domestic + international). A non-refundable ₹2 authorization charge applies per visit; lounge charges apply from the 5th visit onward.
Not published by the issuer.
Verified from official issuer sources. Last verified 3 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
