Monepoint
TravelFuelAirport Lounge

Yes Bank

YES Prosperity Business Credit Card

An entry business card for self-employed/proprietor applicants, whose forex markup and fuel-waiver terms carry an unresolved pre/post-15-June-2026 rate gap.

Joining fee
₹499
Annual fee
₹499
Status
Open
Verified
3 September 2026

Fees

Joining fee
₹499
Annual fee
₹499
Fee waiver
Waived above ₹1,00,000 annual spend
Forex markup
3%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • travel-flights, travel-hotels, dining: 8 points / ₹200Air/hotel/dining/travel/rented-vehicle spend; capped at 1,500 points/statement.
  • everything-else: 4 points / ₹200
  • utilities, education, insurance: 2 points / ₹200Select category spends.

Milestone rewards

  • ₹6,00,000 spend: 10,000 bonus points

No INR-per-point redemption value is stated anywhere for this card.

Travel

Domestic lounge
1/quarter
Forex markup
3%

Only 1 domestic lounge visit/quarter is stated in the headline benefits list. A shared boilerplate footnote elsewhere on the page separately references Priority Pass international lounges, despite no international count being named in the benefits list — recorded as found, not resolved.

Eligibility

Minimum age
21 years
Restricted to
Self-employed individuals, proprietors, and partners of partnership firms, with a minimum Income Tax Return of ₹7.5 lakh

Why this card may suit you

  • The annual fee is waived once you spend 1,00,000 in a year.
  • It includes airport lounge access, useful if you travel by air a few times a year.
  • It is restricted to Self-employed individuals, proprietors, and partners of partnership firms, with a minimum Income Tax Return of ₹7.5 lakh.

Source & Verification

Verified from official issuer sources. Last verified 3 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge