Monepoint
FuelInternational Travel

Yes Bank

Reserv Credit Card

A premium travel card whose fee and lounge terms are confirmed via Yes Bank's own MITC, but whose live marketing page could not be reached — its per-category earn rate is genuinely unconfirmed.

Joining fee
₹2,499
Annual fee
₹2,499
Status
Open
Verified
3 September 2026

Fees

Joining fee
₹2,499
Annual fee
₹2,499
Fee waiver
Waived above ₹3,00,000 annual spend
Forex markup
2%
APR
35.88% p.a.
Monthly finance charge
2.99%

Rewards

reward points

    Redemption capped at 2,00,000 points/month; utility-spend points capped at 750/statement cycle; a ₹100+GST reward redemption fee applies per request. No welcome-benefit points figure could be confirmed.

    Travel

    Forex markup
    2%

    Domestic access is a quarterly qualification gated on ₹1,00,000 prior-quarter spend (same tier as Marquee), international via Priority Pass. Reserv is not named in the MITC's guest-access allowance clause the way Private/Private Prime/Marquee are — its guests are charged under the MITC's catch-all rule for other cards.

    Eligibility

    Not published by the issuer.

    No specific eligibility criteria published by the issuer.

    Why this card may suit you

    • The annual fee is waived once you spend 3,00,000 in a year.

    Source & Verification

    Verified from official issuer sources. Last verified 3 September 2026

    View issuer page ↗

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    An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

    Joining
    ₹500
    Annual
    ₹500
    Base reward
    0.8% everything else
    Forex
    3.5%
    Lounge
    1/qtr domestic lounge