Monepoint
Invite-onlyFuelUPILow Fee

Yes Bank

RuPay Credit Card

A no-fee RuPay conversion product for Yes Bank's own existing Visa/Mastercard cardholders — not open to new-to-bank applicants.

Joining fee
₹0
Annual fee
₹0
Status
Open
Verified
3 September 2026

Fees

Joining fee
₹0
Annual fee
₹0
Forex markup
2.75%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • upi: 4 points / ₹200UPI transactions above ₹2,000; capped at 5,000 points/month combined with the base rate.
  • everything-else: 2 points / ₹200

No INR-per-point redemption value is stated anywhere for this card.

Eligibility

Not published by the issuer.

Why this card may suit you

  • It costs nothing to hold — no joining or annual fee.
  • Good fit if you want a card without an ongoing cost to justify.

Source & Verification

Verified from official issuer sources. Last verified 3 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge