Monepoint
Fuel

Yes Bank

Wellness Credit Card

The entry pharmacy-accelerated points card, with no lounge access at all — confirmed absent, unlike its Wellness Plus sibling.

Joining fee
₹499
Annual fee
₹499
Status
Open
Verified
3 September 2026
Wellness Credit Card

Fees

Joining fee
₹499
Annual fee
₹499
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • everything-else: 20 points / ₹200Chemists/pharmaceutical stores.
  • everything-else: 4 points / ₹200Other categories.

Welcome benefits: ₹500 Amazon voucher on ₹1,000 spend within 30 days; complimentary health check-up; ₹300 Amazon voucher. A ₹100+GST reward redemption fee applies per request.

Eligibility

Minimum age
21 years
Minimum monthly income
₹20,000
Employment
salaried, self-employed

Why this card may suit you

  • Review the fees, rewards, and eligibility above against your own spending pattern — this card has no single standout feature over the rest of the portfolio.

Source & Verification

Verified from official issuer sources. Last verified 3 September 2026

View issuer page ↗

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An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.

Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge