Yes Bank
A pharmacy-accelerated points card with real (if uncounted) lounge access, restricted to a dozen major Indian cities.
reward points
Welcome benefit: ₹500 Amazon voucher — the qualifying window is stated inconsistently on the card's own page (30 days vs. 90 days). A ₹100+GST reward redemption fee applies per request.
Domestic complimentary lounge access requires ₹50,000 spend in the preceding quarter. International access has no spend threshold but requires online international transactions to be enabled. No specific visit count is stated for either.
Verified from official issuer sources. Last verified 3 September 2026
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ICICI Bank
A lifetime-free card that pays its best rate on Amazon. Worth holding for Amazon spend; unremarkable elsewhere, and you cannot simply apply for it.
ICICI Bank
An entry-level card whose real value is the lounge and cinema benefits, not the rewards. The reward points earn into a goods catalogue with no published rupee value, so treat the rate as unknown rather than as cashback.
ICICI Bank
A no-fee starter card. Earns the same catalogue points as Coral but without the lounge, cinema or milestone benefits, so the fee saving is most of what distinguishes it.
