Monepoint

Axis Bank

Axis Bank Neo Credit Card

A lifetime-free-marketed entry card whose standing fee is actually ₹250/₹250 per Axis's own Key Fact Sheet — its EDGE Reward Points earn no confirmed rate anywhere, and it is one of the few Axis cards explicitly excluded from any fuel surcharge refund.

Joining fee
₹250
Annual fee
₹250
Status
Open
Verified
30 August 2026
Axis Bank Neo Credit Card

Fees

Joining fee
₹250
Annual fee
₹250
Forex markup
3.5%

Rewards

reward points

    Milestone rewards

    • ₹0 spend: 100% cashback up to ₹300 on the first utility bill payment

    No confirmed per-spend earn rate exists for this card anywhere on axis.bank.in. Ongoing merchant discounts (not reward-currency accrual) include ₹120 off Zomato food delivery, 5% off utility bills paid via Paytm, and 10% off Blinkit (up to ₹250, minimum spend ₹750, once a month) — described in prose since their accrual mechanics differ from a standard earn rule.

    Important Exclusions

    • utilities, education, insurance, rent, fuel: Also excludes government-institution spend, wallet loads, gift cards, and bridge/road/toll fees. No earn rate is stated for any non-excluded category.

    Eligibility

    Minimum age
    18 years

    Why this card may suit you

    • Review the fees, rewards, and eligibility above against your own spending pattern — this card has no single standout feature over the rest of the portfolio.

    Source & Verification

    Verified from official issuer sources. Last verified 30 August 2026

    View issuer page ↗

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