Monepoint
CashbackTravelAirport Lounge

RBL Bank

Apex Credit Card

A genuinely open-application cashback card, not gated like its Aspire/Signature Banking siblings — its fee waiver instead depends on opening a new RBL savings account alongside the card.

Joining fee
₹0
Annual fee
₹1,000
Status
Open
Verified
2 September 2026

Fees

Joining fee
₹0
Annual fee
₹1,000
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

cashback

  • everything-else: 1%
  • travel-flights, travel-hotels: 2%Flights/Hotels/Shop/Vouchers via the RBL Bank Rewards Portal only; uncapped.

Milestone rewards

  • ₹2,00,000 spend: ₹1,000 cashback
  • ₹4,00,000 spend: additional ₹2,000 cashback

Cashback is credited directly to the linked RBL savings account — no per-point INR conversion applies. The standard ₹99+GST reward redemption fee is waived for this card. Welcome benefit: ₹1,000 in welcome vouchers (Flights/Hotels/Dining), gated on an eligible transaction within 30 days plus fee paid by due date, delivered within 60 days. Buy-1-get-1 BookMyShow movie offer, up to ₹100/month.

Travel

Domestic lounge
1/quarter
Forex markup
3.5%

India only. No international lounge access.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • It includes airport lounge access, useful if you travel by air a few times a year.
  • Rewards pay back as cashback rather than points that need redeeming.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

View issuer page ↗

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