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RBL Bank

RBL Bank DMI Finance Credit Card

A low-fee fintech co-brand card with a modest capped points rate and no published redemption value beyond the RBL Rewards Portal.

Joining fee
₹0
Annual fee
₹499
Status
Open
Verified
2 September 2026
RBL Bank DMI Finance Credit Card

Fees

Joining fee
₹0
Annual fee
₹499
Forex markup
3.5%
APR
47.88% p.a.
Monthly finance charge
3.99%

Rewards

reward points

  • other-online: 2 points / ₹100Online spends; capped at 500 points/month combined with in-store.
  • everything-else: 1 points / ₹100In-store spends; capped at 500 points/month combined with online.

Milestone rewards

  • ₹50,000 spend: 2,000 points
  • ₹2,00,000 spend: ₹500 Amazon voucher
  • ₹3,00,000 spend: ₹200 Swiggy voucher

Welcome benefits: 2,000 points (first transaction within 30 days + annual fee paid by due date, credited within 60 days) plus a ₹200 BookMyShow voucher on activation. Buy-1-get-1 BookMyShow offer up to ₹200 off, requires ₹5,000 monthly spend. No INR-per-point redemption value is published anywhere — points redeem only via the RBL Bank Rewards Portal with no stated conversion rate.

Important Exclusions

  • fuel, travel-flights: Railways, fuel & auto, utilities, wallet load, real estate/rental, government services, insurance, quasi-cash, education, contracted services, cash, EMI conversions, and Bills2Pay earn no points.

Eligibility

Not published by the issuer.

No specific eligibility criteria published by the issuer.

Why this card may suit you

  • Review the fees, rewards, and eligibility above against your own spending pattern — this card has no single standout feature over the rest of the portfolio.

Source & Verification

Verified from official issuer sources. Last verified 2 September 2026

View issuer page ↗

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Joining
₹500
Annual
₹500
Base reward
0.8% everything else
Forex
3.5%
Lounge
1/qtr domestic lounge